Surprise Homes with Conventional New Financing

Surprise Homes with Conventional New Financing

Welcome to Surprise, Arizona – a vibrant city that perfectly blends suburban charm with a welcoming community spirit. Nestled in Maricopa County, Surprise is renowned for its picturesque landscapes, family-friendly neighborhoods, and an array of recreational opportunities. With its sunny weather, residents enjoy year-round outdoor activities, from hiking in the nearby White Tank Mountains to enjoying the lush parks sprinkled throughout the area.

Surprise is more than just a beautiful place to live; it’s a thriving hub for families, retirees, and everyone in between. The city boasts excellent schools, a variety of shopping and dining options, and a rich cultural scene, including art festivals and community events that bring residents together. Whether you’re exploring the Surprise Stadium, home to spring training for the Kansas City Royals and Texas Rangers, or relaxing at the local aquatic center, there’s always something exciting happening here.

For those considering a move, Surprise offers a diverse selection of homes, perfect for any lifestyle. With conventional new financing options available, potential homeowners can find their dream residence with ease. From charming single-family homes to modern townhouses, the real estate market is flourishing, providing opportunities for first-time buyers and seasoned investors alike.

Embrace the warmth and community spirit of Surprise, AZ, where your dream home awaits. With its perfect blend of amenities, stunning landscapes, and financing options, this city is not just a place to live – it’s a place to thrive. Come discover all that Surprise has to offer!

Newest Surprise Homes with Conventional New Financing

14608 W Port Royale Lane, Surprise
$390,000
3 Beds ⋅ 2 Baths ⋅ 7105867 MLS ⋅ 1,708 SqFt.
The search is finally over! This delightful corner-lot property in Royal Ranch welcomes you with a 2-car garage, an RV gate, and a mature tree for natural shade. You'll love the spacious great room with vaulted ceilings, a soothing palette, blinds, durable tile flooring, and an inviting fireplace. You'll also find a cozy den ideal for an office or lounge. The gourmet kitchen includes solid-surface counters, staggered wood cabinetry with crown molding, recessed lighting, a stylish backsplash, newer refrigerator, pantry, and a two-tier island with a breakfast bar. The main bedroom features a sitting nook, an ensuite with dual sinks, and a convenient walk-in closet. Enjoy peaceful evenings in the backyard, which offers a covered patio and a refreshing pool. Don't miss this coveted gem!

14608 W Port Royale Lane, Surprise
11255 W Phillip Jacob Drive, Surprise
$349,000
3 Beds ⋅ 2 Baths ⋅ 7105857 MLS ⋅ 1,301 SqFt.
Welcome to this beautifully maintained home situated in Surprise. This gated community offers comfort, style, and peace of mind with a beautiful and private pool. Step outside to a low-maintenance Arizona living and outdoor enjoyment. The location is equally appealing, with convenient access to Surprise's growing selection of shopping, dining, entertainment, golf and everyday amenities. With its stylish updates and move-in-ready appeal, this home is ready for its next chapter. Come see all it has to offer!

11255 W Phillip Jacob Drive, Surprise
18463 W Post Drive, Surprise
$500,000
4 Beds ⋅ 3 Baths ⋅ 7105838 MLS ⋅ 2,847 SqFt.
Welcome to Surprise Farms community in North-West Surprise, only 10 minutes from Prasada shopping & dining area, convenient 303 freeway access, and just 19 min from White Tank Regional Park, the largest regional park in Maricopa County. Move-in ready and popular Bradshaw Model with 2847 sq-ft of interior living space, 4 BED + DEN + 2.5 BATH + 2 Car Garage. Inviting front entrance and foyer, split floor plan with an open concept main living area, natural color palette, wood look flooring, with white trim, doors and recessed can lighting. Open kitchen with spacious breakfast nook with views outdoors, ceramic tile flooring, cherry cabinets with modern hardware, granite countertops and island, pendant lighting, stainless steel appliances and a walk-in pantry for all your storage needs. Step into your spacious master suite, full master bath features double sinks, oversized soaking tub, a stand up shower and a spacious master closet. 3 additional bedrooms, a Den/Office space with double doors, an additional full bathroom and a powder room, the Bradshaw model provides all the space and flexibility you'll ever need. Step out back and enjoy the outdoors with a covered patio, low maintenance turf and a corner paver patio perfect for a fire pit or grill area. Enjoy all the amenities Surprise has to offer! 10 minutes from Prasada shopping & dining area, convenient 303 freeway access, 15 min from White Tank Regional Park, the largest regional park in Maricopa County. Less than 30 min to Estrella Mountain Regional Park, which offers camping, hiking, and horseback riding, 30 min. away from beautiful Lake Pleasant Regional Park, convenient 303 freeway access, Luke Air Force Base, shopping, dining, entertainment, health care, and less than 40 min. from central Phoenix.

18463 W Post Drive, Surprise
19838 N Summer Dream Drive, Surprise
$514,000
3 Beds ⋅ 2 Baths ⋅ 7105810 MLS ⋅ 1,894 SqFt.
Location, Location, Location! This 3-bedroom, 2-bath Borgata is situated on a corner lot directly across from the ballpark and the wood shop is just a short walk away. Step inside to a welcoming great room where a custom media wall with stone accents, a gas fireplace and floating shelves create a warm focal point for relaxing or entertaining. Wood look plank tile extends throughout the main living areas for an easy, cohesive look. The kitchen is both stylish and functional with granite countertops, rich black cabinets, undermount stainless sink, designer pendant lighting, a solar tube for added natural light and a movable island. The dining nook has a bay window, additional granite-topped low cabinets for serving space. Talk about a view-you can watch the games while eating breakfast! The expanded Primary Suite offers a comfortable retreat with a bay window and walk-in closet. Its beautifully upgraded bath features a raised vanity with quartz countertop, custom tiled shower, tile flooring and decorative fixtures. Guests will appreciate a second full bath with tiled tub/shower combo and a granite-topped vanity. Even the hardworking spaces have been thoughtfully enhanced. The laundry room offers a sink, generous granite counter space and abundant cabinetry, while the 2-car garage includes additional storage cabinets. An owned whole-house water softener, newer HVAC, water and leased solar are added features. Outdoors, the extended travertine patio feels like an extension of the home, with low privacy walls, a built-in bar and soothing water feature creating a wonderful setting for morning coffee, happy hour or evenings with friends. This is a home designed for easy living, entertaining and enjoying the lifestyle!

19838 N Summer Dream Drive, Surprise
14300 W Bell Road Unit 80, Surprise
$178,000
2 Beds ⋅ 2 Baths ⋅ 7105761 MLS ⋅ 908 SqFt.
Absolutely Beautiful 2 Bedroom, 2 Bathroom, Single Level Patio Home Located in Desired Sun Village, Open Kitchen w/Appliances Included, Eat-It Kitchen Dining Room, Spacious Greatroom, Master Bedroom w/Walk-In Closet & Ensuite Master Bathroom, Split Floor Plan, 2nd Bedroom w/Walk-In Closet & Bathroom, Inside Laundry Room w/Washer & Dryer Included, New Interior Paint & All New Flooring, Covered Patio, 1 Car Covered Carport, HOA Inclusive Community (Exterior Maintenance, Building Insurance, Water/Sewer/Trash), Guarded & Gated 55+ Adult Community, Amazing Amenities w/Community Pool/Spa, Clubhouse, Workout Facility, Golf Course Community and More! Come Check It Out!

14300 W Bell Road Unit 80, Surprise
15245 W Dynamite Boulevard, Surprise
$949,999
5 Beds ⋅ 3 Baths ⋅ 7105744 MLS ⋅ 2,763 SqFt.
ARE 2.87-ACRE PROPERTY IN SURPRISE! Discover modern living, wide-open space, and endless recreation! This beautifully updated 5-bedroom, 3-bath home offers 2,763 sq ft, exceptional privacy, and a spacious primary suite with custom built-in closet cabinetry. Features include a 3-car garage, massive 40x40 detached RV garage, additional covered RV parking alongside the garage, extensive boat and RV parking, and upgraded electrical servicing the garages and outdoor sports court. Enjoy a freshly painted basketball and pickleball court, spacious entertaining areas, and breathtaking Arizona sunsets. With nearly 3 acres, no HOA, and room for all your toys, this property offers the ultimate combination of space, recreation, storage, and modern comfort!

15245 W Dynamite Boulevard, Surprise
17852 W Electra Lane, Surprise
$412,345
3 Beds ⋅ 2 Baths ⋅ 7105659 MLS ⋅ 1,749 SqFt.
February Delivery! Stunning Modern Prairie elevation Beautiful 3 Beds and 2 Baths! Impressive Designer Package - brown Shaker Cabinets with Matte Black Hardware, Backsplash, Quartz Countertops, Kitchen with Large Island, Lot of Windows for natural brightness, 9ft Ceilings, Impressive 8ft Panel Doors, 2 Tone Paint through out, Covered Patio in Backyard. Upgraded Electrical Package, Ceiling Fan Pre-Wires Throughout, Pre-Wire for Pendant Lights, Soft water plumb, , Home Warranty, Too Much to List. ALL APPLIANCES INCLUDED Must See!

17852 W Electra Lane, Surprise
23927 N 179th Drive, Surprise
$416,203
4 Beds ⋅ 2 Baths ⋅ 7105611 MLS ⋅ 1,737 SqFt.
***AVAILABLE TO MOVE IN SPRING 2027*** MODEL HOME FOR SALE! Discover the Sagebrush floorplan from our Sonoran Collection, where style meets innovation in a home designed for flexibility, affordability, and efficiency. This single-family, single-story layout spans 1,737 square feet and offers 4 bedrooms, 2 bathrooms, and an oversized 2-car garage. Experience low-maintenance living in an open-concept floorplan that provides versatile space for the whole family. *Terms and conditions apply. See sales counselor for details.

23927 N 179th Drive, Surprise
14950 W Mountain View Boulevard Unit 6205, Surprise
$209,000
1 Beds ⋅ 1 Baths ⋅ 7105544 MLS ⋅ 832 SqFt.
Discover resort-style living in this upgraded Ventana condo at LaSolana! Enjoy beautiful west-facing clubhouse views, (2016) tile flooring throughout, including the patio, and an (2016)updated kitchen with granite countertops, backsplash, pull-out shelving and stainless steel appliances. The refreshed bath features a granite vanity and updated sink. Additional highlights include newer lighting, ceiling fans and two security doors. LaSolana offers a heated beach-entry pool, spa, clubhouse, theater, library, salon and more! Enjoy all the amenities of Sun City Grand, plus nearby shopping, dining and medical facilities. Assigned covered parking #130. Pets and rentals allowed. Some furnishings may be available!

14950 W Mountain View Boulevard Unit 6205, Surprise
11545 W Sand Trout Court, Surprise
$350,000
2 Beds ⋅ 2 Baths ⋅ 7105535 MLS ⋅ 1,370 SqFt.
Enjoy golf course living at its finest! This captivating home sits on a private corner lot along the #1 fairway of the beautiful Coyote Lakes Golf Club. Lovely landscaping welcomes you outside, while the interior offers an open, bright, and well-maintained feel. The backyard features added turf, creating an attractive outdoor space to relax and enjoy the golf course setting. The exterior was painted approximately six years ago, and the carpet has recently been professionally cleaned. Located in the desirable Coyote Lakes community, residents enjoy a relaxed lifestyle centered around golf, beautiful desert surroundings, and a welcoming neighborhood atmosphere. With its private golf course lot, attractive landscaping, and inviting interior, this home is a wonderful opportunity to enjoy the best of Arizona golf course living!

11545 W Sand Trout Court, Surprise
24229 N 170th Lane, Surprise
$699,990
4 Beds ⋅ 3 Baths ⋅ 7105495 MLS ⋅ 2,400 SqFt.
Room for every toy and every gathering! This 2020 Lennar Outlander in Asante pairs a 3-car tandem garage with an RV garage featuring pass-through doors, a 3-ton mini split, and epoxy floors. Out back, your private resort: pool and spa, steel patio cover with outdoor bar, gas fire pit under the pergola, and motorized blackout shades that turn the patio into true indoor-outdoor living. Professional landscaping with lighting, turf and hardscape. Inside, 4 bedrooms and 2.5 baths across 2,400 sq ft with shutters, electric fireplace, kitchen pull-outs, dimmable cabinet lighting, and upgraded appliances plus washer and dryer. Security door, Ring system and gutters complete the package. Over $175K in upgrades and move-in ready. No build wait!

24229 N 170th Lane, Surprise
17884 W Cerrito Lane, Surprise
$529,000
2 Beds ⋅ 2 Baths ⋅ 7105442 MLS ⋅ 1,992 SqFt.
Updated Borgata with Expanded Living Spaces & Exceptional Outdoor Living! This popular split floor plan offers 2 bedrooms, 2 baths and a beautifully expanded den, designed for both comfort and style. The stunning remodeled den features a custom stone-accented media wall, floating shelves, electric fireplace, soft accent lighting, a built-in desk, wood laminate flooring and direct patio access. The inviting kitchen offers Corian countertops, attractive cabinetry, pantry, newer gas cooktop, custom backsplash with glass tile accents, sleek stainless/glass vent hood, new refrigerator and pendant lighting over the breakfast bar. A built-in wine cabinet with wine fridge adds a special touch, while the charming breakfast nook features a bay window seat with a view of the park like setting. The spacious, extended primary suite has updated flooring and a beautifully appointed bath with granite countertops, white cabinetry, vessel sinks, updated Moen fixtures, a generous tiled walk-in shower and skylight. The guest bath features a quartz countertop, custom glass vessel sink, upgraded toilet and tiled tub/shower surround. Additional interior details include tile flooring throughout the main living areas and baths, upgraded paneled interior doors with stylish black hardware and a custom front door. Step outside to a truly inviting desert retreat! The expansive tiled and paver patio features decorative knee walls, a built-in BBQ with elevated built-in dining table and seating, and a built-in wood-burning fire pit. The oversized lot showcases beautiful natural desert landscaping, an adjacent common area and a tranquil setting with a block wall along the rear. An extended 2-car garage with epoxy flooring, built-in cabinets and workbench completes this exceptional home. A wonderful combination of thoughtful upgrades, flexible living space and Arizona outdoor living!

17884 W Cerrito Lane, Surprise
Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

How much is your home worth?

Get instant property value now!