Surprise Homes with Cash New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County, where the sun shines bright and the community spirit thrives! Just a short drive from the bustling Phoenix metropolitan area, Surprise offers a unique blend of suburban charm and urban convenience. With its picturesque parks, family-friendly atmosphere, and a plethora of recreational activities, it’s no wonder that Surprise has become a sought-after destination for homebuyers.

Surprise boasts a variety of neighborhoods, each with its own distinct character, ranging from cozy single-family homes to modern townhouses. Whether you’re a first-time homebuyer or looking to upgrade, the housing market here is diverse and inviting. One of the standout features of purchasing a home in Surprise is the opportunity for new financing options. With cash financing available, buyers can enjoy a smoother transaction process, making it easier to secure their dream home without the hassle of traditional financing hurdles.

The city is also home to a thriving economy, excellent schools, and a wide array of shopping and dining options, ensuring that residents have everything they need right at their fingertips. From the stunning views of the nearby White Tank Mountains to the vibrant community events held throughout the year, Surprise is more than just a place to live – it’s a place to thrive.

Explore the possibilities that await you in Surprise, AZ, where your dream home is just a cash financing option away! Discover the charm and convenience of this remarkable city today.

Newest Surprise Homes with Cash New Financing

$639,000

2 Beds ⋅ 3 Baths ⋅ 7106558 MLS ⋅ 2,001 SqFt.

Welcome to resort-style living in the 55+ section of Sterling Grove Golf & Country Club in Surprise, Arizona! Featuring a striking Spanish elevation, this sought-after Potomac floor plan seamlessly blends luxury, comfort, and functionality. Step inside to an open-concept great room enhanced by tile flooring throughout, plantation shutters, recessed lighting in every room, and upgraded stackable sliding glass doors that create effortless indoor-outdoor flow. Just off the main living area, stylish barn doors open to a spacious office or flex room, offering versatile space for work or hobbies. At the heart of the home, the gourmet kitchen is a chef's dream, complete with a large waterfall-edge quartz island, soft-close cabinetry, a custom tiled backsplash, and a generous walk-in pantry. Hi -end appliances--including a gas cooktop, built-in wall oven and microwave, and refrigerator--come ready for your culinary creations. When it's time to unwind, retreat to the expansive primary suite accented with elegant ceiling crown molding. Through a charming barn door, the spa-inspired primary bathroom boasts dual sinks, pop-out mirrors, a dedicated makeup vanity, a custom walk-in closet, and a luxurious tiled walk-in shower with a rainfall showerhead. Overnight guests will appreciate the privacy of the secondary en-suite bedroom, featuring its own walk-in shower with stunning herringbone tilework. A well-appointed laundry room with upper and lower cabinets plus a washer and dryer adds everyday convenience. Step outside to your own private desert oasis designed for both relaxation and entertaining. The covered patio opens to a beautifully landscaped backyard featuring travertine pavers, lush synthetic turf, mini palms, and ambient landscape lighting. Soak away the day in the therapeutic hot tub while listening to the tranquil sounds of the custom water feature. Rounding out this exceptional property is an extended garage outfitted with durable epoxy flooring, a built-in workbench, a water softener, and dedicated extra space for your golf cart. Don't miss your opportunity to experience this remarkable home in person! Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Hone your skills at the driving range, putting and chipping greens, or in the golf simulator. This home has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, bike rides!

17428 W Auburn Street, Surprise

$485,000

3 Beds ⋅ 2 Baths ⋅ 7106554 MLS ⋅ 2,064 SqFt.

Welcome home to this lovely residence w/POOL in the Sierra Montana Community! Featuring 3 bedrooms, 2 bathrooms, a 2-car garage, an RV gate, a low-care landscape w/mature shade trees, and an inviting front porch. Inside, you'll find high ceilings, wood-look floors, tile flooring in high-traffic areas, and an excellent open layout with a welcoming living area highlighted by a cozy electric fireplace. The impressive kitchen boasts recessed lights, white cabinetry, quartz counters, tile backsplash, SS appliances, and a peninsula w/breakfast bar. The perfectly sized primary suite includes a sitting area, a private bath w/dual sinks, a custom penny-tiled shower, and a walk-in closet. A versatile den w/barn door entry can serve as a home office or flex space. Outside, your backyard oasis awaits! Complete with a covered patio w/stone pavers, a gazebo-covered seating area, artificial turf, and a refreshing pool w/stone waterfall feature, creating the ideal setting for year-round entertaining. Conveniently located near schools, parks, shopping, and dining, with easy access to Loop 303. Make this home yours!

17604 W Port Royale Lane, Surprise

$389,900

4 Beds ⋅ 2 Baths ⋅ 7106460 MLS ⋅ 1,505 SqFt.

This Is It! Beautifully Updated 4-Bed, 2-Bath Single-Level Home w/Sparkling Private Pool In Desirable Mountain Vista Ranch! Situated On A Spacious 7,000 Sq Ft Corner Lot w/RV Gate, This Move-In Ready Home Features Fresh Neutral Paint, New Luxury Vinyl Plank Flooring In All Bedrooms, New 4.5'' Baseboards & Ceiling Fans! Enjoy Formal Living & Dining Areas, Refreshed Kitchen & Spacious Primary Suite w/ Updated Bathroom Featuring A New Shower Enclosure, Dual-Sink Vanity & Large Walk-In Closet! The Secondary Bathroom Has Also Been Updated! Step Outside To Your Own Backyard Oasis w/Sparkling Private Pool & Covered Patio, Perfect For Relaxing & Entertaining! Additional Highlights Include An Indoor Laundry Room, 2-Car Garage w/ Brand-New Garage Door & Solar! Fantastic Location Near Shopping, Dinin and Entertainment. Conveniently Located Near Prasada Shopping Center, Community Parks, Surprise Stadium (Spring Training Home Of The Kansas City Royals & Texas Rangers), Ottawa University & Loop 303 For Easy Valley Access! Located Within The Dysart Unified School District. This Wonderful Home Offers The Perfect Combination Of Comfortable Living Spaces, Recent Updates & A Private Backyard Retreat. Don't Miss This One!

16236 W Statler Street, Surprise

$500,000

2 Beds ⋅ 2 Baths ⋅ 7106450 MLS ⋅ 1,627 SqFt.

The home has been beautifully updated throughout, featuring a brand-new kitchen with new cabinets, quartz countertops, and appliances. Additional improvements include new LVP flooring throughout, updated bathrooms, a custom accent wall with an electric fireplace, new HVAC system, new water heater, and updated lighting and fixtures throughout. Situated on an oversized corner lot, the property offers a spacious backyard with a covered patio, perfect for relaxing or entertaining. The home has a fresh, modern feel with many of the major updates already completed.

16054 W Rio Verde Court, Surprise

$395,000

3 Beds ⋅ 2 Baths ⋅ 7106387 MLS ⋅ 1,366 SqFt.

Priced to sell! Remodeled single-level 3-bed, 2-bath Surprise home with a private pool. This move-in-ready home features 9-foot-plus flat ceilings for an open, airy feel, brand-new flooring throughout, an updated kitchen with upgraded cabinetry and generous counter space, and two fully remodeled bathrooms with modern finishes. Out back, enjoy a private swimming pool and attractive front and back landscaping, perfect for relaxing and entertaining under the Arizona sun. Conveniently located near the Bell Road corridor with easy access to shopping, grocery stores, restaurants, and everyday essentials. Minutes from parks and Surprise Stadium, home of Cactus League Spring Training and year-round community events. Come see it before it's gone!

16509 N Naegel Drive, Surprise

$399,000

2 Beds ⋅ 2 Baths ⋅ 7106352 MLS ⋅ 1,696 SqFt.

Highly desired 3 CAR GARAGE, popular La Posada model w/ open concept 2 bed, 2bath + den. Be greeted w/ a nicely landscaped front yard & enter this immaculate home ideal for entertaining. The kitchen features s/s appliances, a spacious dining area, bright w/ multiple windows & great views of the backyard. The main bedroom is spacious, the bath has a double vanity, a walk in closet & shower. The enclosed den provides privacy & space for a working office or craft & hobby room. The guest bedroom & bath are set apart from the rest of the home. The backyard has a fully extended covered patio, an additional paver patio perfect for a firepit & family gatherings. The patio roof has been updated & has roll down sun shades. There are paver walkways on each side of the home. FULLY PAID LEASED SOLAR!

17957 W Camino Real Drive, Surprise

$169,900

1 Beds ⋅ 1 Baths ⋅ 7106327 MLS ⋅ 560 SqFt.

Beautifully Remodeled 1-Bedroom 1 Bath Condo with Balcony & Resort-Style Amenities! Perfect starter home, investment rental, or an AIRBNB. Can be sold fully furnished. Step into comfort with this perfectly designed property for easy living and everyday enjoyment. The spacious living room easily accommodates a sectional sofa and large-screen TV ideal for unwinding after a long day. Warm, inviting tones and durable luxury vinyl plank flooring flow throughout the space, combining charm with low-maintenance convenience. Make your meals in this remodeled kitchen that showcases quartz countertops, a beautiful stone backsplash, stainless appliances, and a built-in microwave. The large primary bedroom offers ample room for a king-size bed and dressers, and opens directly to your private balcony perfect for enjoying morning coffee or evening breezes. The bathroom has been tastefully updated with sleek quartz countertops, while the in-unit washer and dryer provide the ultimate convenience. Located in a highly desirable community close to shopping, dining, and entertainment, this home offers more than just comfort it delivers lifestyle. Enjoy access to a sparkling pool and an onsite restaurant that hosts fun karaoke nights! HOA covers water, sewer, trash, roof, and exterior maintenance. Don't miss your chance to own this turnkey property in a vibrant location schedule your showing today!

12221 W Bell Road Unit 273, Surprise

11596 W Sierra Dawn Boulevard Unit 324, Surprise

$83,000

3 Beds ⋅ 2 Baths ⋅ 7106308 MLS ⋅ 1,792 SqFt.

Welcome to 11596 W Sierra Dawn Blvd #324 in Surprise! This inviting 3-bedroom, 2-bathroom home offers comfortable Arizona living with plenty of room to relax and enjoy. A newer AC unit provides added comfort and peace of mind during those warm Arizona summers. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this home is ready for its next owner. Conveniently located near shopping, restaurants, golf, and entertainment, you'll enjoy all that Surprise and the West Valley have to offer. Don't miss this opportunity to make it yours!

11596 W Sierra Dawn Boulevard Unit 324, Surprise

$425,000

2 Beds ⋅ 2 Baths ⋅ 7106281 MLS ⋅ 1,493 SqFt.

You are in Luck! One of the BEST LOTS in Heritage at Asante just came on the market. Enjoy privacy with only one neighbor, backing and siding to Open area. Beautifully appointed and thoughtfully upgraded, this Armstrong plan shows like a model home and offers luxurious and low maintenance living perfect for downsizing or second home AZ lifestyle. Upgraded Kitchen, Bathrooms, and Flooring. Custom lighting and fan, Pavers outside, water softener, garage cabinets, coated concrete. Heritage at Asante offers Resort Level Amenities including Clubhouse, Workout Room, Pickleball, Pool/Spa, and Fire place and Grill Area.

24802 N 172nd Avenue, Surprise

$274,900

2 Beds ⋅ 2 Baths ⋅ 7106159 MLS ⋅ 876 SqFt.

SNUGGLEWIDE MOBILEHOME! | DEEDED LAND | FULLY FURNISHED | GOLF CART INCLUDED! | LOW HOA DUES | Looking for something a little more substantial than the typical Snuggle wide? This 2-bedroom, 2-bath home offers quality construction, thoughtful upgrades, & features you'll truly appreciate. Unlike many manufactured homes, this property sits on a permanent foundation and boasts impressive R-38 insulation in both the walls and ceiling. You'll also appreciate the newer Andersen windows, updated flooring (2023), newer Trane A/C (2023), & a 30-year architectural shingle roof. French doors add character, while the primary bedroom offers its own ensuite bath with a convenient step-in shower. The casita-style shed features French doors, washer and dryer, a laundry sink, and overhead storage. But wait until you see the backyard! Tucked privately behind the shed, this outdoor entertaining space is designed for enjoying the Arizona lifestyle. There is the perfect combination of sun and shade as well as added privacy of a block wall with NO neighbors behind! And to make your move even easier, this home is being sold FULLY FURNISHED and includes a GOLF CART!

17200 W Bell Road Unit 1033, Surprise

$455,000

3 Beds ⋅ 2 Baths ⋅ 7106098 MLS ⋅ 1,411 SqFt.

Assumable 4.25% interest rate and over $100,000 in upgrades! This nearly new Surprise home sits on a prime corner lot and has been updated throughout. Enjoy brand-new vinyl flooring, upgraded insulation, a fully remodeled kitchen, and beautifully finished bathrooms with quartz and custom tile showers. With 3 bedrooms, 2 bathrooms, and a bright, open layout, it's move-in ready and offers the modern feel of a new build with the upgrades already done. Assumption is subject to lender approval and loan terms.

17298 W Gray Fox Trail, Surprise

$447,710

4 Beds ⋅ 3 Baths ⋅ 7106065 MLS ⋅ 2,079 SqFt.

Experience timeless design and modern comfort in the Geneva, a beautifully crafted single-story home that blends architectural charm with contemporary elegance. This floor plan is very popular and featured at many communities. Enter into a welcoming foyer that opens to Bedrooms 3 and 4, thoughtfully placed with a shared full bathroom and a convenient linen closet between them. Just off the hallway, a functional mud room with an optional drop zone hall tree provides direct access from the two-bay garage and leads to Bedroom 2, which features its own ensuite bathroom with a single vanity.

20658 N 230th Lane, Surprise

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Surprise Homes with Cash New Financing

Newest Surprise Homes with Cash New Financing

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