Flagstaff Homes with FHA New Financing

Flagstaff Homes with FHA New Financing

Welcome to Flagstaff, Arizona—a charming city nestled in the heart of Coconino County, where stunning natural beauty meets vibrant community spirit. Known for its breathtaking landscapes, Flagstaff is surrounded by the majestic San Francisco Peaks and offers an abundance of outdoor activities, from skiing and snowboarding in the winter to hiking and mountain biking during the warmer months. With its rich Native American history, diverse cultural scene, and a thriving downtown filled with local shops and eateries, Flagstaff is a place that captures the heart of all who visit.

For prospective homeowners, Flagstaff presents an exciting opportunity, especially with the availability of homes through FHA financing. The Federal Housing Administration (FHA) provides a pathway for homebuyers to secure loans with lower down payments and more flexible credit requirements, making it easier for individuals and families to invest in their dream home. Whether you’re looking for a cozy cabin, a modern family home, or a charming bungalow, Flagstaff offers a variety of housing options to suit your lifestyle.

Imagine waking up to the crisp mountain air and stunning views, all while being part of a community that values sustainability and outdoor living. With an array of homes available under FHA financing, now is an ideal time to explore what Flagstaff has to offer. Embrace the opportunity to become part of this enchanting city, where every day feels like an adventure waiting to unfold. Discover your perfect home in Flagstaff, where the beauty of nature meets the warmth of community.

Newest Flagstaff Homes with FHA New Financing

7750 W Suzette Lane, Flagstaff
$1,499,999
5 Beds ⋅ 3 Baths ⋅ 7098348 MLS ⋅ 3,013 SqFt.
Luxurious mountain retreat offering panoramic views at the base of Snowbowl. This home features a bright open-concept design with warm, inviting finishes throughout. The great room showcases vaulted ceilings and floor-to-ceiling windows, creating a seamless indoor-outdoor feel. The spacious kitchen with breakfast bar is ideal for gathering. A standout feature is the full guest suite above the 3-car garage, offering privacy and versatility. Enjoy the expansive deck and peaceful natural setting. A rare opportunity for a full-time residence, second home, or investment in one of Flagstaff's most desirable locations. The property also boasts a strong track record as a successful short-term rental, offering additional flexibility and potential.

7750 W Suzette Lane, Flagstaff
2831 N Walnut Hills Drive Unit 10, Flagstaff
$374,000
2 Beds ⋅ 2 Baths ⋅ 7098103 MLS ⋅ 1,075 SqFt.
Ground-level living in Walnut Hills, one of the most desirable condo enclaves within Flagstaff's Continental Country Club. 1,075 square feet, 2 bedrooms, 2 bathrooms, & short-term rentals permitted! This is a rare Flagstaff condo that works as a primary residence, mountain second home, or rental investment. The main level features open living and dining areas anchored by a statement brick fireplace. Doors from both areas open to a wraparound deck set into the mature pine canopy Walnut Hills is known for. The primary bedroom has its own private deck, adding a second outdoor space often missing in units at this size. A second bedroom and second full bathroom round out a cozy and efficient 2-bedroom floor plan. Mechanical updates set this unit apart from most comparable 1986 condos. Fur replaced 2025. Water heater replaced 2023. For a buyer prioritizing inspection peace of mind, those items are already handled. As a Continental Country Club owner, Walnut Hills residents access the Bear Paw Recreation Center with two pools, heated hot tubs, pickleball and tennis courts, and a fitness center. The country club itself offers golf, dining, and events on the same property. Campbell Mesa trailheads are two minutes away for outdoor adventures. The Flagstaff Mall and Buffalo Park are within a ten-minute drive. At roughly 6,900 feet of elevation, summer temperatures run 20 to 30 degrees cooler than Scottsdale and Phoenix, which is why so many Walnut Hills owners drive up from the Valley the day summer breaks. 2831 N Walnut Hills Drive, Unit 10, Flagstaff, Arizona 86004. *Some photos in this listing have been virtually staged or digitally altered to show property potential.

2831 N Walnut Hills Drive Unit 10, Flagstaff
1731 N Edgewood Street, Flagstaff
$1,250,000
3 Beds ⋅ 3 Baths ⋅ 7097116 MLS ⋅ 3,184 SqFt.
Timeless elegance meets the fairway in this stunning, custom home backing the 5th & 6th fairways of the Aspen Valley Golf Course. Through the double entry doors, you will find yourself in the soaring entry of this expansive, one-story home. It features grand ceilings over 12' high, an open, flowing floor plan, abundant natural light, hydronic in-floor heat, an elegant fireplace & spectacular golf & mountain views. The kitchen is an entertainer's dream with a coffered ceiling, center island, granite countertops, warming drawer, Viking & Sub-Zero stainless appliances & French doors leading to the patio overlooking the golf course. The generously sized primary suite overlooks the course with privacy from surrounding trees. There you will find three spacious closets & two separate vanities. On the other side of the split floor plan there is a den/office space and two additional bedrooms, each bedroom with a walk-in closet. The substantial four-car garage has room for all your toys & includes additional storage space above, easily accessed via pull-down stairs. In addition to enjoying this remarkable home with breathtaking views, its new owner will also have access to the Continental Country Club HOA amenities. Some furnishings may be available outside of escrow. Singular in character and unrivaled in location, this is a home that deserves to be toured in person.

1731 N Edgewood Street, Flagstaff
1856 W Mattingly Loop, Flagstaff
$448,000
4 Beds ⋅ 2 Baths ⋅ 7097095 MLS ⋅ 1,755 SqFt.
Welcome to beautiful Flagstaff living! This charming 4-bedroom, 2-bath home features a spacious open-concept layout, perfect for everyday living and entertaining. Enjoy the convenience of an oversized garage and a desirable location near Northern Arizona University, freeway access, local restaurants, coffee shops, scenic hiking trails, and Arizona Snowbowl. Surrounded by Flagstaff's natural beauty and outdoor recreation, this home offers a wonderful blend of comfort, convenience, and mountain-town living

1856 W Mattingly Loop, Flagstaff
4675 E Windsong Lane, Flagstaff
$599,900
2 Beds ⋅ 2 Baths ⋅ 7097076 MLS ⋅ 1,217 SqFt.
Discover this move-in-ready, single-story home tucked away in a quiet cul-de-sac within Continental Country Club. Bright, open living spaces feature vaulted ceilings, a split floor plan, and new flooring and fresh paint throughout. Both bathrooms offer walk-in showers with built-in benches/seats, newer roof, remodeled kitchen and the cozy gas fireplace adds warmth and charm. Step outside to a spacious deck with a hot tub, perfect for relaxing or entertaining. The backyard also includes a built-in storage area/workshop and raised garden beds ready for your summer harvest. A comfortable, updated home in a prime location--this one checks all the boxes.

4675 E Windsong Lane, Flagstaff
3005 S Surrey Lane, Flagstaff
$1,300,000
3 Beds ⋅ 3 Baths ⋅ 7095673 MLS ⋅ 3,324 SqFt.
Located in Equestrian Estates, where horses are allowed all while living in the city limits! This 3-bedroom, 2.5-bath home sits on 1.13 acres and offers 3,324 square feet of versatile living space. A RARE apartment features its own living room, bedroom, kitchenette, and bathroom ideal for guests or flexible living arrangements. A five car plus tandem style garage and shed provide abundant space for vehicles, storage, and hobbies, while the property's acreage offers room to enjoy the equestrian setting. Built in 1995, this Flagstaff property combines space, flexibility, and a horse friendly location with city utilities, city water, natural gas and sewer. This property just feels like home!

3005 S Surrey Lane, Flagstaff
7324 Patriot Drive, Flagstaff
$575,000
3 Beds ⋅ 2 Baths ⋅ 7095459 MLS ⋅ 1,556 SqFt.
Escape the Valley heat and discover your own Northern Arizona retreat! Nestled at the base of Old Caves Hill, this beautiful 0.7-acre property offers the perfect blend of mountain living, outdoor adventure, and everyday convenience. With room to spread out, bring your toys, enjoy your four-legged companions, or create the ultimate weekend getaway. Step outside to trail access and nearby Forest Service roads, perfect for hiking, biking, off-roading, and exploring all that Northern Arizona has to offer. After a day of adventure, settle in beside the wood-burning stove and enjoy Flagstaff's cooler temperatures and changing seasons. The hillside setting offers some protection from the famous Doney winds, while paved roads, Doney Park water, and an esta neighborhood make this an easy escape from the city. Whether you're looking for a summer retreat, a winter getaway, or a place to make lasting memories year-round, this property offers the space, freedom, and Flagstaff lifestyle you've been dreaming of. Priced to sell!

7324 Patriot Drive, Flagstaff
9835 Townsend Winona Road, Flagstaff
$975,000
4 Beds ⋅ 3 Baths ⋅ 7095426 MLS ⋅ 3,154 SqFt.
LUXURY COUNTRY LIVING 3.33 ACRES NATIONAL FOREST BACKING EQUESTRIAN DREAM PROPERTY Experience luxury country living on 3.33 beautiful acres directly backing National Forest! This impressive 3,154 sq. ft. property offers 4 bedrooms, 3 full baths, breathtaking peak views, and the space, privacy, and amenities to embrace your ideal country lifestyle. Horse enthusiasts will love the exceptional equestrian setup, featuring a 7 stall barn, two turnouts, and fully fenced grounds. Whether you're an avid equestrian or simply appreciate wide open spaces, this property offers room to live, work, and play. Store all your recreational toys with a dedicated RV garage, 3 additional oversized garage spaces plus a carport, providing outstanding space for vehicles, equipment, and outdoor adventure gear. Inside, enjoy generous living spaces and a huge primary suite designed for comfort and relaxation. Take in the spectacular peak views and peaceful surroundings, with the beauty of the National Forest right at your back door. Recent improvements include a new roof and fresh paint, adding to the property's appeal. Rarely does a property combine luxury living, acreage, direct National Forest backing, a well-equipped horse property, abundant garage space, and incredible views in one exceptional package. If you've been dreaming of a private country retreat with room for horses and all your adventures, this one is a must-see! Please see features list in documents for additional features!

9835 Townsend Winona Road, Flagstaff
2468 W Pollo Circle --, Flagstaff
$680,000
2 Beds ⋅ 3 Baths ⋅ 7095329 MLS ⋅ 1,667 SqFt.
Welcome to this meticulously maintained, single-owner home on a desirable corner lot in the heart of Presidio in the Pines. The inviting kitchen features beautiful 42-inch cabinets, granite countertops, an eat-in breakfast bar, and plenty of space for a dining table where family and friends can gather. A gas fireplace adds warmth and low maintenance. A convenient half bath is located downstairs, while the upper level offers three bedrooms, two full bathrooms, a loft, and a dedicated laundry room. Step outside to a low-maintenance backyard--an easy place to enjoy Flagstaff's sunny summers and cool evenings. With room to gather, space to spread out, and a corner-lot setting that stands out in the community, this home is a special opportunity in Presidio.

2468 W Pollo Circle --, Flagstaff
6783 E Vail Drive, Flagstaff
$795,000
3 Beds ⋅ 2 Baths ⋅ 7094186 MLS ⋅ 1,812 SqFt.
A true turnkey single level home with 3 bedrooms plus an office/den with a closet that can easily be converted to a 4th bedroom! Open layout that works well for entertaining. New roof and HVAC as of 2023. Did we mention high-functioning Air Conditioning? Fresh full interior paint, new can lights, 3 new ceiling fans,and a new garbage disposal, plus new door hardware and switches throughout. 2 car attached garage with built in storage shelves. In the primary, your wardrobe has finally found its forever home, and your partner still has room. The shower has a low profile curb and double vanities with plenty of storage, while the guest bath is sizable and well appointed with a shower/tub combo. The primary bedroom opens directly to the backyard spa... so you only have a couple steps... in the snow to your destination. under the stars. Don't forget the little (but big) things: an oversized pantry off the kitchen and a separate laundry room! The backyard has a well-maintained lawn, great seating area, and enough room for activities, plus a tucked away large storage shed on the side of the house. Walnut Canyon Lake hosts several kinds of wildlife, and multiple sections of the Arizona Trail are only moments away. Back roads lead to Walnut Canyon. A couple minute drive gets you to the driving range, Continental Golf Course/Clubhouse, Oakmont Restaurant, Oreganos, and Flagstaff Athletic Club. Spa and all appliances convey. Furnishings convey with an acceptable offer. *Some photos in this listing have been virtually staged or digitally altered to show property potential

6783 E Vail Drive, Flagstaff
2770 W Darleen Drive, Flagstaff
$744,500
4 Beds ⋅ 3 Baths ⋅ 7093443 MLS ⋅ 2,144 SqFt.
Owner is a licensed Agent in the state of Arizona. Welcome home to 2770 W Darlene, tucked into the desirable Cheshire neighborhood of Flagstaff! This inviting 4-bedroom, 3-bath home offers 2,144 square feet of comfortable living space and that wonderful sense of HOME the moment you walk through the door. There's plenty of room to spread out--whether you need space for family, guests, a home office, hobbies, or a little bit of everything. The spacious and functional layout makes everyday living easy while still giving you plenty of room to gather, entertain, and make memories. Warm, welcoming, and ready for its next chapter--come see why this property might just be the place you've been waiting to call HOME!

2770 W Darleen Drive, Flagstaff
2501 W Mission Timber Circle, Flagstaff
$570,000
3 Beds ⋅ 3 Baths ⋅ 7092773 MLS ⋅ 1,745 SqFt.
3 bedroom 2.5 bathroom townhome in Presidio with no rear or side neighbors! This property features vaulted ceilings, two car garage, nice open kitchen, landscaped backyard and AC! New Carpet and New Paint! A Must See!

2501 W Mission Timber Circle, Flagstaff
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