Flagstaff Homes with FHA New Financing

Flagstaff Homes with FHA New Financing

Welcome to Flagstaff, Arizona—a charming city nestled in the heart of Coconino County, where stunning natural beauty meets vibrant community spirit. Known for its breathtaking landscapes, Flagstaff is surrounded by the majestic San Francisco Peaks and offers an abundance of outdoor activities, from skiing and snowboarding in the winter to hiking and mountain biking during the warmer months. With its rich Native American history, diverse cultural scene, and a thriving downtown filled with local shops and eateries, Flagstaff is a place that captures the heart of all who visit.

For prospective homeowners, Flagstaff presents an exciting opportunity, especially with the availability of homes through FHA financing. The Federal Housing Administration (FHA) provides a pathway for homebuyers to secure loans with lower down payments and more flexible credit requirements, making it easier for individuals and families to invest in their dream home. Whether you’re looking for a cozy cabin, a modern family home, or a charming bungalow, Flagstaff offers a variety of housing options to suit your lifestyle.

Imagine waking up to the crisp mountain air and stunning views, all while being part of a community that values sustainability and outdoor living. With an array of homes available under FHA financing, now is an ideal time to explore what Flagstaff has to offer. Embrace the opportunity to become part of this enchanting city, where every day feels like an adventure waiting to unfold. Discover your perfect home in Flagstaff, where the beauty of nature meets the warmth of community.

Newest Flagstaff Homes with FHA New Financing

2 Beds ⋅ 1 Baths ⋅ 7076357 MLS ⋅ 909 SqFt.

Your authentic Flagstaff cabin in the pines awaits! Nestled beneath towering ponderosas in the charming Mountainaire community, this inviting 2-bedroom cabin captures everything buyers love about a Northern Arizona retreat-warm wood interiors, classic cabin character, a cozy fireplace, and a peaceful setting that feels worlds away while still offering convenient access to Flagstaff. Recent improvements add comfort, function and peace of mind, including new windows throughout, updated electrical, reinforced foundation, added plumbing with an indoor washer and dryer, baseboard heaters, updated interior lighting and door hardware, refreshed exterior paint, new backyard fencing and improved landscaping. One of the standout features is the expansive covered deck, creating an exceptional.. outdoor living space for morning coffee, afternoon gatherings, alfresco dining and evenings spent beneath Flagstaff's dark, star-filled skies. The fully fenced backyard offers added privacy, while the separate storage shed provides convenient space for bikes, skis, hiking gear and everything needed for Northern Arizona adventures. The single-level layout makes the home easy to enjoy as a full-time residence, weekend escape or second home. Thoughtful furnishings further enhance the warm, nostalgic cabin atmosphere and with many of the furnishings available for sale, it may provide an easy transition for buyers looking for a ready-to-enjoy mountain retreat. Located in Mountainaire just south of Flagstaff, the home offers convenient access to Coconino National Forest, the Arizona Trail, Fisher Point, Lake Mary, Kachina Wetlands and Fort Tuthill County Park, along with downtown Flagstaff dining, breweries, shopping and Northern Arizona University. Spend winter days skiing at Arizona Snowbowl, summer afternoons hiking, biking and exploring nearby lakes, or simply slow down and enjoy the cool mountain air from your own cabin beneath the pines. Not just a home in Flagstaff--this is the Northern Arizona cabin experience.

945 Osage --, Flagstaff

2 Beds ⋅ 2 Baths ⋅ 7076305 MLS ⋅ 1,104 SqFt.

Enjoy clear San Francisco Peaks views from this bright 2 bedroom condo in Central Flagstaff. High 10 foot ceilings and large windows create an open, sunny living space. The split bedroom layout offers great privacy for both rooms, making it a practical setup for guests, roommates, or a home office. Outside, the quiet community features grassy green spaces, mature pine trees, and covered parking. You are just minutes from Downtown Flagstaff, Northern Arizona University, Flagstaff Medical Center, and local hiking trails. Whether you want a primary residence, a low maintenance second home to escape the desert heat, or a fully-furnished rental investment, this central location delivers the best of high country living.

1401 N 4th Street Unit 233, Flagstaff

2 Beds ⋅ 3 Baths ⋅ 7075980 MLS ⋅ 1,801 SqFt.

Have you wanted to live in Continental Country Club overlooking the 1st green!? This is a rare opportunity! This 2-bedroom, 2.5-bath Saddleback Lodge townhome offers 1,801 SF with amazing views of the 1st, 2nd and 9th holes. Step onto the Trex deck for a front-row seat to the course, and golf chatter. Inside are generous living spaces that offer the opportunity to make the home your own. A 2-car garage adds convenience, while Continental Country Club amenities include a pool, pickleball and tennis courts, fitness center and more. Close to trails, dining and downtown Flagstaff, this is an exceptional opportunity for a full-time residence, second home or mountain golf retreat in one of Flagstaff's most established golf communities with golf literally at your doorstep.

2900 N Saddleback Way Unit 59, Flagstaff

4 Beds ⋅ 3 Baths ⋅ 7075611 MLS ⋅ 3,242 SqFt.

Spectacular 4-bedroom, 3-bathroom home w/ 3 car garage offering 3,200+ sq.ft. of thoughtfully designed living space backing 640 acres of wooded state trust land. Covered Trex deck wraps around the home, creating an exceptional outdoor setting for relaxing, entertaining, & enjoying the surrounding treed natural beauty. The living room features towering vaulted ceilings, live-edge wood beams, surround sound, & large windows that flood the space w/ natural light. The spacious primary suite includes an oversized walk-in closet & additional closet for ample storage. The recently updated primary bathroom includes dual sinks & tiled walk-in shower. A 300+ sq.ft. bonus room w/ gas stove provides flexible space for a family room, hobby area, or pub room. With generous living space, thoughtful updates, abundant storage, & unparalleled backdrop of wooded open land, this home offers a rare combination of comfort, functionality, & privacy. Conveniently located near grocery stores, hiking trails, restaurants, shopping and close proximity to downtown Flagstaff. Also, the storage is exceptionally abundant throughout this home, with clever built-ins and dedicated spaces including a shelved room in the garage, closets incorporated into the staircase, cabinets in the laundry room and 2 linen closets this home truly has a place for everything. Additional features include metal gutter guards, new modern insulated garage doors with windows, fenced dog run, heated driveway and located at the end of a cul-de-sac.

2270 N Colter Drive, Flagstaff

4 Beds ⋅ 2 Baths ⋅ 7074683 MLS ⋅ 1,743 SqFt.

VIEWS, VIEWS & MORE VIEWS! Add Coconino National Forest, A/C, Doney Park Water, and 2.5 acres, and you have a rare opportunity to own an exceptional mountain property where spectacular views, modern comfort, and an unmatched setting come together. Designed to capture its incredible setting, the expansive covered porch becomes an extension of the home--offering front-row views of the San Francisco Peaks, peaceful mornings with coffee, spectacular summer monsoon skies, and unforgettable star gazing. A private rear paver patio provides an additional outdoor gathering space perfect for entertaining family and friends. Inside, 10-foot ceilings and a thoughtfully designed split floor plan create a spacious, comfortable feel. The open great room features a wood stove and flows seamlessly into... the kitchen, while a formal dining room provides additional space for entertaining and the 4th bedroom gives even more flexibility. New LVP, range, dishwasher and interior paint - all in August 2026 - round out the interior amenities. The Garage was also thoughtfully designed with a usable Loft which can be extended for even more space, a garage door that opens vertically, and extra work/storage space. Last but not least, need more space or have ideas to expand? Check out the crawlspace and let your imagination run wild!

9013 Beasley Road, Flagstaff

3 Beds ⋅ 2 Baths ⋅ 7074028 MLS ⋅ 1,891 SqFt.

2388 W Rock Island is the 3 bedroom, 2 bath (with an office or a nursery) home that you have been looking for. Situated on a quiet street with a huge backyard, this house is move in ready. With stainless appliances, granite countertops, fresh interior paint, a large primary bath with dual vanities and lots of storage, this house is perfect for a family! The garage is oversized and there is a mud room for your dog or the kids and their backpacks

2388 W Rock Island Avenue, Flagstaff

3 Beds ⋅ 2 Baths ⋅ 7073022 MLS ⋅ 1,594 SqFt.

Welcome to 11005 Henry Drive in desirable Hutchison Acres! This inviting SINGLE-LEVEL home offers panoramic mountain views and unforgettable sunsets & sunrises. The sellers have invested substantially in numerous improvements, including updated windows custom remodeled bathroom, flooring, a newer water heater, smart garage door opener and much more! Inside, enjoy vaulted ceilings, a wood-burning stove, Central A/C, a well-appointed kitchen and a primary suite with direct deck access to the spa. Outside, 1,200 SF of decking offers a built-in BBQ, seating areas and water features, all on a fenced acre with mature trees, planter beds & a shed. 2 car garage with built-in work benches. Participation in the APS Community Solar program helps keep utility costs lower.

11005 Henry Drive, Flagstaff

3 Beds ⋅ 3 Baths ⋅ 7072997 MLS ⋅ 2,102 SqFt.

Discover comfortable modern living in this beautifully situated 3-bedroom, 3-bathroom home in Flagstaff's desirable Mission Timber community. Offering approximately 2,102 square feet of living space, this 2020-built residence combines contemporary design with the relaxed mountain-town lifestyle that makes Flagstaff so special. The thoughtfully designed floor plan provides generous space for everyday living, entertaining, working from home, or hosting family and friends. With three bedrooms and three bathrooms, the home offers flexibility and privacy while maintaining an inviting sense of connection throughout the living spaces. Located in west Flagstaff, the property provides convenient access to the area's outdoor recreation, local amenities, dining, shopping, and the many attractio hat make Flagstaff a sought-after destination. Whether you're looking for a full-time residence, second home, or investment opportunity, 2448 W Mission Timber Circle offers an appealing combination of newer construction, functional living space, and an excellent Flagstaff location.

2448 W Mission Timber Circle, Flagstaff

3 Beds ⋅ 2 Baths ⋅ 7072763 MLS ⋅ 1,576 SqFt.

Don't miss this opportunity to own an immaculate, SINGLE-LEVEL home featuring a split floor plan in Presidio in the Pines! Designed with a desirable open-concept layout, this 3-bedroom, 2-bathroom residence is ideal for entertaining. The heart of the home is a spacious kitchen equipped with stainless steel appliances, beautiful oversized maple cabinets, granite countertops & a generous kitchen island. Highlights & key amenities include 9-foot ceilings, CENRAL AIR & a cozy gas fireplace. Ideally situated, Presidio offers prime access to local parks, dog parks, NAU, Interstate 40, and Woody Mountain Road--putting Flagstaff's sought-after National Forest and its serene hiking and biking trails right at your doorstep. If you are searching for a move-in ready single level home, here it is!

2518 W Pollo Circle, Flagstaff

3 Beds ⋅ 3 Baths ⋅ 7072686 MLS ⋅ 1,670 SqFt.

More space, more privacy & a backyard built to enjoy Flagstaff living. Situated on one of Presidio's larger lots, this spacious home offers a rare sense of openness with additional separation beyond the rear lot line, a privacy wall ensuring no two-story homes directly behind you. The main level features a bedroom, adding valuable flexibility for guests, home office, or multi-generational living. Inviting great room creates a gathering space centered around a cozy fireplace & a stainless-steel appliance package to complement the kitchen. Low-maintenance, hardscaped backyard featuring artificial turf & pavers-ideal for relaxing, entertaining or grilling. This home combines indoor space, outdoor usability, rear privacy, newer A/C & a flexible downstairs bedroom. It deserves to be seen!

2939 S Pepita Drive, Flagstaff

4 Beds ⋅ 3 Baths ⋅ 7072595 MLS ⋅ 4,518 SqFt.

Welcome to this stunning Mountain Modern retreat in the highly coveted Lakeside Acres neighborhood. Beautifully remodeled and offering 4,518 square feet, this exceptional home features 4 bedrooms, 3 bathrooms on a 1.31-acre wooded homesite, providing exceptional privacy and room for future expansion. Designed for comfortable living and entertaining, the open floor plan is filled with natural light from expansive rear-facing windows that showcase the serene, wooded setting. The living room centers around a beautiful, soaring gas fireplace, while the chef's kitchen is appointed with brand-new KitchenAid appliances, making it the heart of the home. An oversized rear deck provides the perfect place to entertain, relax and watch elk and deer wander through the property. The expansive primary suite is a true sanctuary, featuring a private sitting area, walls of windows, three walk-in closets, and a spa-inspired bath with a slipper tub, separate walk-in shower, dual vanities, and an additional washer and dryer. A versatile lower-level bedroom and remodeled bath offer ideal guest accommodations or multigenerational living. The 5-car garage with 240V service, abundant storage throughout, and quiet street complete this rare opportunity to own a beautifully updated mountain home in one of Flagstaff's most desirable neighborhoods.

4850 E Mount Pleasant Drive, Flagstaff

5 Beds ⋅ 5 Baths ⋅ 7072559 MLS ⋅ 3,899 SqFt.

Custom-built and offered fully furnished, this exceptional single-level legacy home is perfectly positioned on a private 0.71-acre cul-de-sac lot overlooking two fairways and Flagstaff Ranch Golf Club's signature 18th hole. Spanning 3,899 square feet, the home offers five bedrooms and five baths, with soaring 25-foot cathedral ceilings in the great room, a dramatic floor-to-ceiling natural stone fireplace, and 10-foot ceilings throughout. The chef's kitchen is beautifully appointed with premium Thermador appliances and designed for both everyday living and entertaining. A covered patio extending the length of the home creates an ideal setting to take in unobstructed panoramic fairway views and cool mountain evenings. Attached three-car garage and expansive permeable-paver motor court

3750 W Dapple Grey --, Flagstaff

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